Blackjack Betting Odds and Payout’s

In the most part, blackjack betting odds are more favorable than other casino games. Although every decision a player decides on hit, stand, double, or split the odds will change. And each casino house will have their own set of house rules. Like whether a player can double down when they can split, and if the dealer hits on soft 17 or not. All of these differences change the house advantage. In the majority of standard games of blackjack, the ones that pay 3:2 on winning blackjacks and 1:1 on all others!.  The house edge will be between 0.45% and 0.85%. We will now analyse and address some of the various casino rules. That will change the blackjack betting odds and we will also analyse blackjack game playing in an online casino.

Variations of Blackjack Rules

Here we will talk about blackjack rules which change the house advantage and blackjack betting odds. Some people try to cheat to change the odds but we do not recommend cheating blackjack. Although blackjack history as recorded many cheats and it still continues today.

Amount of Decks:

The number of decks used in a blackjack will vary from 1 to 8 decks. When playing blackjack online eight deck shoes shuffled each hand is the most widely used. When you find an online casino that plays a six-deck shoe, the house edge will be reduced by around 0.028%. The least amount of decks used, the blackjack betting odds will become more favorable for the player.

Soft 17:

The majority of blackjack games will require a dealer to hit on soft 17. The reduction in the house edge will be approximately 0.20% In games where players dealer stands on soft 17  

Peek for Blackjack:

In most common games of blackjack, the dealer can peak for blackjack when showing an ace.  Whether or not the dealer peaks when showing a face card is a different story!. In general, the different ways of checking for blackjack can change the house edge by between 0.01% and 0.10%.

Double Down:

In general, casinos will allow doubling on any two cards. In some cases, the casino houses will limit the hands which can be doubled. This is normally written as D8 or D9. D9 means doubling is only allowed on hands of 9-11. The house edge difference between “double any two” and “D9” is around 0.11%.

Double After Split:

In the most part split, hands are allowed to be doubled by most casinos. If they do not allow this, the house edge is increased by 0.14% so the players have decreased blackjack betting odds.


House rule variations can differ from casino to casino. Whether re-splitting of hands are allowed. And if so how many times. Using re-split up to three total hands as the base.  The house edge is reduced by 0.008% if the rule changes to re-splits up into four total hands. There will be an increase of .045% if all re-splitting is not allowed. These figures are all approximate as its also dependent on the house rules of the casino, we based off the most common rule averages.

Uncommon Rules:

We will just mention a few rules just so you are aware they exist.  They are uncommon but can still change the blackjack betting odds, surrender options, 6 and 7 cards Charlie Re splitting/ hitting aces etc.

Blackjack Payouts

Now that we have covered all the various rule one last thing we would like to warn you about is short blackjack payout’s. This is not common at all online, although many live casinos have now introduced tables with blackjack payouts of 6-to-5. When winning a blackjack hand (an ace, accompanied by a ten, jack, queen or king) is paid only 6-to-5 as compared to the to the traditional 3-2, the casino picks up an extra 1.36% house advantage. Even if the player as the other rules in its favor. The casino can triple or even quadruple their house advantage, just by shorting the blackjack payouts. Blackjack players should refuse to compete at any tables that are paying less than 3-to-2 for winning blackjacks.

You might find our common mistakes page comes in useful.

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